Record every sale, track every udhar, check any balance — straight from WhatsApp. In Urdu or English. By voice or text. No app, no training, no hassle.
Pakistan's 5.6 million small shops run on trust, memory, and paper khata books — until the book gets lost.
One misplaced register can mean PKR 50,000+ in untracked receivables. Months of transactions — gone overnight.
When a customer says they paid and you have no record, you absorb the loss — or damage the trust built over years.
QuickBooks, Sage, even local apps — they assume English, computers, and free time. Busy shopkeepers have none of these.
At day's end, most shop owners can't tell you their cash position, total receivables, or whether the month was profitable.
ApnaKhaata lives inside WhatsApp — the app your staff already has open all day. Zero learning curve.
Send "Hello" to our number from anywhere in Pakistan. Your shop is live in under 3 minutes — no forms, no downloads.
Say "Ahmed ne 5000 udhar liya" or send a voice note. AI understands Urdu, Roman Urdu, and English.
"Ahmed ka balance?" "Aaj kitna cash aya?" "Is month ka P&L?" — instant answers, 24 hours a day.
Polite WhatsApp reminders sent automatically to customers with overdue balances — on Business plan.
Every feature exists because a shopkeeper needed it — not because a product manager added it.
Mid-transaction? Hold the phone and speak. AI transcribes, classifies, and records the entry — no typing needed.
Understands code-switching — Urdu sentences with English numbers — exactly how Pakistani shopkeepers actually talk.
Not a simple ledger. Full debit/credit journal entries mean your P&L, balance sheet, and trial balance are always accurate.
Give staff their own WhatsApp access. Owners see everything; staff can only record — role-based, no shared PINs.
Scheduled, polite WhatsApp reminders to overdue customers — sent automatically without you lifting a finger.
Ask "Is month kitna gaya?" and get a proper income statement. Download PDF statements for any period (Business plan).
No credit card needed to start. Try ApnaKhaata for free — upgrade only when it proves its value.
All paid plans include a 14-day free trial. Cancel anytime — no questions asked.
Join shop owners across Pakistan who've moved their khata to WhatsApp. Start completely free — no card, no commitment.